Payment Plan Information and FAQ

General Payment Plan Info

  • We are happy to offer Payment Plans through Shop Pay Installments! Shop Pay Installments is offered in partnership with Affirm. You can use Shop Pay installments for purchases between $50– $1,000. Your purchase is split into 4 equal interest-free payments every 2 weeks (biweekly). Depending on several factors, your first payment is due at the time of your purchase or about 2 weeks after. The best part is that your items ship to you right away! 
  • Soul of Lemuria has a commitment to reducing our impact on the environment. So we are thrilled to let you know that when you choose to check out with Shop Pay the delivery emissions are automatically offset for free by planting trees! 

What are the terms of the payment plan?

  • Your first payment will either be due at checkout or 2 weeks after your purchase.  The next 3 remaining installments will be charged to your card saved on Shop Pay every 2 weeks. You will be sent an email reminder before each payment as a reminder.

What are the fees and penalties?

  • Affirm doesn't charge fees, ever. That means there are no late fees or prepayment fees, so you can pay your balance off early without penalty. However, making partial payments or late payments may affect your chances of getting approved for Shop Pay installments.

Is there an impact on my credit score?

  • When using Shop Pay installments, there will be no impact to your credit score since Affirm doesn't conduct a hard credit pull or report to the credit bureaus. However, late payments and non-payments may affect your ability to pay with Shop Pay installments in the future.

How can I manage my Shop Pay account, change payment methods/addresses, etc?

  • You can manage all of these settings through the Shop portal here.
  • If you have more questions about how Shop Pay works, they have a great article about it here.